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Terms of Use

These terms set out what you may do on this website, what the content here is and is not, and where responsibility sits. Using the site means you accept them.

Last updated: August 13, 2026

Acceptance of These Terms

This website is operated by Brandon Rearick, a licensed Colorado real estate broker, license 100077271, with eXp Realty. By browsing the site, submitting a form, or using a calculator, you agree to these terms. If you do not agree, please stop using the site.

These terms may be updated. The version posted here, with the last updated date above, is the one that applies. Continuing to use the site after a change means you accept the revised terms.

No Brokerage Relationship Is Created Here

Reading this site, sending a message, or having a first conversation does not make Brandon Rearick your broker and does not create an agency relationship. Under Colorado law, a brokerage relationship begins only when a written agreement is signed by both of us. Until then, no duty of confidentiality, loyalty, or representation applies to your communications.

For that reason, avoid sending confidential negotiating information, such as your maximum price or the details of a competing offer, before an agreement is in place. If you are already represented by another broker under an exclusive agreement, nothing here is an attempt to interfere with that relationship.

Content Is Informational, Not Advice

The guides, community pages, checklists, process explanations, and articles on this site are general education. They are not legal, tax, accounting, appraisal, engineering, insurance, or investment advice, and they are not a substitute for a professional who has reviewed your specific circumstances.

Real estate practice, contract forms, loan programs, and local requirements change. Content is accurate to the best of our knowledge when written, and it may become out of date without notice. Decide with your own advisers and with current documents in front of you, not on the basis of a web page.

Calculators and Estimates

The mortgage, affordability, seller net sheet, and rental ROI tools on this site are estimating aids. They run in your browser using the figures you enter and the assumptions built into each tool.

  • Results are estimates, not quotes, pre-approvals, commitments to lend, appraisals, or guarantees of any outcome.
  • Only a lender can quote a rate or issue a pre-approval, and only a title company can produce a binding settlement statement.
  • Taxes, insurance, HOA dues, mortgage insurance, closing costs, rents, and vacancy vary by property and by month, and small changes to inputs move results significantly.
  • Investment figures depend on assumptions about rent, expenses, and vacancy that may not hold. Past or projected returns do not predict future results.

Verify every number that matters with your lender, title company, insurance agent, tax professional, and the relevant taxing authority before you rely on it.

Listing Search and Property Information

The property search on this site is supplied by a third-party IDX service through eXp Realty. Listing data comes from the applicable multiple listing service and from third parties. It is deemed reliable but is not guaranteed accurate, and it may be delayed, incomplete, or withdrawn.

  • Square footage, lot size, room counts, year built, school assignment, zoning, permits, and HOA details must be independently verified.
  • A property shown as available may already be under contract or off market.
  • Listings are provided for consumers' personal, non-commercial use, and may not be reproduced, redistributed, scraped, or compiled into a database.
  • Properties listed by other brokerages remain the listings of those brokerages.

Your use of the embedded search may also be subject to the terms and privacy policy of the IDX provider, as described in our privacy policy.

Permitted and Prohibited Use

You may browse this site, use the calculators, and print or save pages for your own personal, non-commercial use in connection with a real estate decision.

You may not

  • Scrape, crawl at abusive rates, harvest, or use automated means to extract content, listing data, or contact details.
  • Republish, resell, or redistribute substantial portions of the content, or present it as your own.
  • Use the forms to send spam, solicitations, recruiting messages, or unlawful content.
  • Attempt to access non-public areas, probe or test security, interfere with the site's operation, or introduce malicious code.
  • Frame or mirror the site, or remove copyright, trademark, or license notices.
  • Use the site or its content in a way that violates fair housing law or any other applicable law.

We may restrict or terminate access to anyone who misuses the site, without notice.

Intellectual Property

The written content, page structure, photography, and design of this site are owned by Brandon Rearick or used under license, and are protected by copyright. The eXp Realty name and logo belong to eXp World Holdings and are used under brokerage affiliation. REALTOR® is a registered collective membership mark of the National Association of REALTORS®. The MLS marks belong to their respective owners.

Brief quotation with clear attribution and a link back is welcome. Anything beyond that requires written permission. If you believe material on this site infringes your copyright, contact us with enough detail to identify the work and the page, and we will investigate and remove infringing material where appropriate.

Disclaimer of Warranties and Limitation of Liability

This website is provided on an as is and as available basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error free, or that any content, calculation, or listing is accurate or current.

To the fullest extent permitted by law, Brandon Rearick and eXp Realty are not liable for any indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost opportunity, or lost data, arising from your use of this site or your reliance on its content or calculators, even if advised of the possibility. Where liability cannot be excluded, it is limited to one hundred United States dollars.

These limits apply to the website only. They do not limit any duty owed to you under a signed brokerage agreement, and they do not exclude liability for fraud or for anything that cannot lawfully be excluded.

Governing Law and Contact

These terms are governed by the laws of the State of Colorado, without regard to conflict of laws principles. Any dispute relating to this website will be brought in the state or federal courts located in Boulder County, Colorado, and you consent to that venue. If any provision is found unenforceable, the rest remains in effect.

Questions about these terms can go to Brandon Rearick at 2700 Canyon Blvd, Suite 200, Boulder, CO 80302, or by phone at 303-449-5000. Please also read the disclaimer, which forms part of these terms.

Questions About This Page

Write to brandon@brandonrearick.com or use the contact page. Brandon Rearick is a licensed Colorado real estate broker, license 100077271, with eXp Realty.

Nothing on this page limits your rights under the Colorado real estate license law or any obligation owed to you under a signed brokerage agreement.